Pine AI vs Fathom
Plans, free access, limits and intended use side by side, taken from each vendor’s own pages. No score and no winner: the facts show where the two differ.
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AI assistant that phones companies to cancel, dispute and negotiate bills for you
Searchable meeting capture
- Free access
- Pine AI: Free access
- Fathom: Free access
- Paid from
- Pine AI: USD 9.00 per week billed monthly; $6.10 per week billed annually
- Fathom: USD 19/user monthly; $15/user per month on annual billing
- Plans listed
- Pine AI: 7
- Fathom: 5
- Public API
- Pine AI: Not confirmed
- Fathom: Not confirmed
Where Pine AI and Fathom differ
- Pricing checkPrices confirmed for Pine AI; pricing review due for Fathom.
- PlansPine AI lists 7 plans and Fathom lists 5.
Head to head
Each value from the tool’s profile and the vendor’s own pages
| Pine AI | Fact | Fathom |
|---|---|---|
| Access and price | ||
| Free access availableFree · USD 0 | Free accessSame | Free access availableFree · USD 0 |
| USD 9.00 per week billed monthly; $6.10 per week billed annuallyPro | Lowest listed paid plan | USD 19/user monthly; $15/user per month on annual billingTeam |
| Free plan with daily credits; Pro from $6.10 a week billed annually; Plus $99.9 a month billed annually ($139 monthly); Enterprise custom | Pricing model | Free plan; Premium $20/user/month on monthly billing |
| 7 | Plans listedDiffers | 5 |
| Not confirmed | Public API | Not confirmed |
| Not confirmed | Card to start | Not confirmed |
| Not confirmed | Open source | Not confirmed |
| What it is for | ||
| US consumers and small teams who want an assistant to make support calls, cancel subscriptions and negotiate bills, and who will check how credits and the 25% savings fee apply to their plan | Built for | Meeting owners who verify commitments |
| Automation | CategorySame | Automation |
| Platforms |
|
| Works with | Not listed |
| How current | ||
| Profile sources checked | ||
| Prices confirmed · Nov 1, 2026 | Pricing checkDiffers | Pricing review due · Oct 5, 2026 |
Official source check for both tools. No hands-on testing and no score: “Differs” marks a documented difference, not a better tool.
Plans and prices
Pine AI
Prices confirmed · Nov 1, 2026- FreeUSD 0
- ProUSD 9.00 per week billed monthly; $6.10 per week billed annually
- PremiumUSD 18.20 per week billed monthly; $12.30 per week billed annually
- PlusUSD 99.9 per month billed annually; $139 per month billed monthly
- MaxUSD 174.9 per month billed annually; $249 per month billed monthly
Show 2 more plans
- TeamUSD 291.6 per month billed annually; $419 per month billed monthly
- EnterpriseCustom
Fathom
Pricing review due · Oct 5, 2026- FreeUSD 0
- PremiumUSD 20/user monthly; $16/user per month on annual billing
- TeamUSD 19/user monthly; $15/user per month on annual billing
- BusinessUSD 34/user monthly; $25/user per month on annual billing
- EnterpriseCustom quote
Strengths and limits
Pine AI
Strengths
- A free plan with daily credits: New users get 200 credits at signup and 50 a day on login, accumulating to 500, so small requests can be tried without paying.
- Fee depends on a confirmed result: On Free and Pro Monthly the 25% bill-negotiation fee is charged only after savings are confirmed, and the hold is released if the attempt fails.
- Credit rules are published: The guides give the spend order, the add-on price and the usual 300 to 1,000 credits for a call.
Limits to plan around
- Results are not guaranteed: The Usage Policy says using Pine creates no obligation to achieve savings, refunds or resolutions.
- Failed attempts can use credits: The bill negotiation guide says calls, research and follow-ups in an unsuccessful attempt still draw credits.
- Pricing pages disagree on the top tier: The plan guide names Team while the credits and payments guides name Enterprise, and weekly personal prices sit beside monthly work prices.
Fathom
Strengths
- Return to the evidence: A recorded passage can help resolve an ambiguous summary.
- Start with an individual workflow: A team purchase is unnecessary just to evaluate basic capture.
- No storage ceiling on Free: Recordings, storage and transcription are unlimited, so archive size alone is no reason to upgrade.
Limits to plan around
- Recording is not agreement: An assigned action still needs the named participant to confirm it.
- Capture-mode restrictions: The advertised bot-free option is a Mac beta, not a promise across platforms.
- Summary depth drops on Free: After the monthly advanced-summary allowance, later calls fall back to the General/Enhanced template.
See both products
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Questions about comparing tools
How does the comparison work?
Add two tools to the comparison tray from any tool card, then open this page. The table pulls each tool's verified plan details, platforms, strengths and limits from its profile, so both columns carry the same kind of evidence, with a separate source-check date for each tool.
Do you declare a winner?
No. The table sets two tools against each other on documented facts, not on a score. Which one wins depends on your task, your budget and your usage volume — three things we cannot see from here.
Why are some cells empty or marked unverified?
Because we could not confirm that detail on the vendor's own pages. Rather than filling the gap with a figure from elsewhere, we mark it and say why on the tool's profile.
Can I compare more than two tools?
Not at once. Two columns keep the differences readable and force a real decision. Remove either selected tool to replace it, or clear both to start a new pair.
Every figure in the table above comes from the linked profile, where the source and the verification date are listed. Browse all tools or read the editorial policy.