ELECTE

Starter is the analytics tier: basic financial analytics, revenue trend tracking, monthly forecasts, CSV export, email support and 90 days of data history. Business adds the parts most buyers come for, namely the AI Agent that writes reports and competitor analysis, AI-powered forecasting, cash-flow predictions, advanced integrations and unlimited data history.

The pricing page also describes an AI analyst on every seat, but the plan cards place the AI Agent only on Business and Enterprise. Treat the cards as the offer. If automatic board reports or cash-flow predictions are the reason you are looking, price Business from the start instead of planning to add them later.

The 4.5 changelog describes a seven-day trial at checkout, and the refund policy says nothing is charged until the trial ends and you choose a paid plan. After that, cancelling a monthly plan keeps access to the end of the paid month without a refund, and cancelling an annual plan stops the renewal but does not refund the rest of the year.

The refund policy also states that ELECTE is sold only to businesses, sole traders and professionals, and that consumer withdrawal rules do not apply to these purchases. Duplicate charges, charges after a confirmed cancellation and billing errors are refunded in full. Requests go to hello@electe.net from an address on the account.

ELECTE runs six forecasting methods on your data, scores them against each other and shows the most accurate one. The version 4.5 changelog adds that an accuracy that could not be measured is not displayed, and that a rejected model is never presented as the projection. Scores depend on having enough past data to test against.

Starter lists a 90-day data history, while Business lists unlimited history. The plan card does not say whether the 90 days limits what the forecasting engine reads or only what you can browse. A business with seasonal sales should ask before relying on Starter, because three months cannot contain a full year of seasonal pattern.

The AI Agent answers plain-language questions with the figures it used shown underneath, and each answer names the source system and when it last synced. It can also run on a schedule and leave a written brief on what changed. Connections are read-only by default, so the agent does not write back to your accounting or CRM tools.

The privacy policy places application hosting in Nuremberg, Germany, with backups in Milan, and says transfers outside the EEA use standard contractual clauses. Its list of processor categories names AI processing only for ELECTE’s own published content and does not name the model provider behind the agent. Ask privacy@electe.net for the current provider list before connecting payroll or customer records.

Prices are per user and exclude VAT. The page opens on annual billing, shown as about 18% below monthly, but no annual invoice total is printed. Version 4.5 introduced workspace roles for owner, admin, member and viewer, with seats and invitations; the public pages do not say whether a viewer occupies a paid seat.

The terms say subscriptions renew automatically on the same conditions and that a fee change takes effect at the end of the current period after reasonable notice. Reducing seats or downgrading applies from the next renewal. Before inviting colleagues, confirm with sales how read-only viewers are billed, since seat count drives the total cost.

Reports are generated as presentations and export to PowerPoint or PDF, and Starter lists export to CSV. The public API is deliberately small: every route is a GET request authenticated with a platform key, covering workspaces, data sources, usage, webhooks and generated reports. The documentation lists 1,000 requests an hour for authenticated calls.

• Pull finished reports into another system through the /v1/reports routes.
• Watch for user and project changes through webhook events.
• Keep the source of truth in your accounting tool; the API does not load data into ELECTE.

1. Record the plan shown, the trial end date and the file used.
2. Upload the CSV and note the time to the first forecast.
3. Check which forecasting method is displayed and whether an accuracy score appears.
4. Ask the AI Agent why the month-15 spike happened and which figures it used.
5. Export the cash-flow report to PDF and reopen it outside the platform.

Accept a 12-month forecast that repeats the December peak, treats the spike as a one-off and names the figures behind the agent’s answer. Reject a forecast that projects the spike forward or an agent answer that cites figures not in the file. No forecast accuracy or output is reported until the trial is actually run.

To ask questions of a spreadsheet directly rather than connect accounting systems, compare Rowspeak. Other options sit in AI tools for data and spreadsheets.