Editorial check: 19 Oct 2026

AI tools for building AI agents

An AI agent picks its own steps and tools, so one request can cost very different amounts and can write to real accounts. Compare five tools on how a run is billed, which actions can wait for your approval and where the agent acts.

Gumloop, Lindy, n8n and 2 more

Which tool fits, in short?

Use Gumloop if you want every agent run to show a cost breakdown by model, tools and compute. Lindy fits a team delegating requests in Slack from a shared credit pool. n8n suits self-hosting and approval gates on single tools. Make fits agent steps inside existing scenarios. Tabbit acts in your own browser. Require approval for every tool that writes or sends.

This is a source-led shortlist, not a performance ranking. Open each profile for the provider source, check dates and plan conditions.

About this shortlist

What this page compares

  • 5 published profiles
  • Plans and access shown where documented
  • Official source dates stay attached to each profile
  • No invented score or hands-on result

How each option fits building ai agents

Each note comes from the tool's source-checked profile. The condition line is what to confirm before you rely on it for this task.

  1. Gumloop

    An agent chats, calls connected tools and returns versioned files you can download, and the chat header opens a breakdown of the run's credits by model, tool calls, compute and orchestration.

    Check first: Pro (from $37 a month, card-required trial) bills each run as model cost plus at least 1 credit per successful tool call and 5 credits per active minute, then an 8% orchestration fee, or 16% with your own model key.

  2. Lindy

    An AI teammate takes requests in Slack, works through connected tools and edits files with version history, drawing on a credit pool shared by every paid seat.

    Check first: Plus is USD 29.99 per user for 3,000 credits; Lindy's pricing page puts everyday asks at 2 to 250 credits and deep work at 250 to 1,000, write guardrails cover shared Slack threads only, and credits do not roll over.

  3. n8n

    The AI Agent node calls LLM providers, workflow tools and MCP servers inside a normal workflow, and any single tool can be set to pause for a human Approve or Deny in Slack, Telegram or n8n Chat.

    Check first: Plans count executions per workflow run regardless of steps, so tool calls do not add executions, but model tokens are billed by your LLM provider; the only lasting free route is self-hosted Community.

  4. Make

    The Make AI Agents app runs agentic steps inside a visual scenario, so the agent's tool calls sit next to the routers, filters and error handlers that handle the rest of the process.

    Check first: The app is in open beta; a run uses 1 credit per operation plus 1 per called tool operation, Make's own AI Provider adds token-based credits, and a custom OpenAI or Anthropic connection bills tokens separately.

  5. Tabbit

    Its agent mode opens pages, clicks and fills forms inside a Chromium browser on your computer, and saved Skills plus scheduled tasks repeat a browser routine without an API integration.

    Check first: Usage is rated x1, x10 and x100 with no published base unit; the free Standard tier needs Tabbit as your default browser and allows one scheduled task, while Pro (US$30 a month) allows ten.

Considered but not listed

  • Zapier: Zapier's profile documents tasks for Zaps and for MCP tool calls, but not the billing of its separate Agents product, so a per-run agent cost cannot be compared here; Zaps are covered on the workflow automation page.
  • Copy.ai: Copy.ai's content agents learn a recurring content type and brand tone; they write rather than act in other apps, and workflow credits start with Growth.
  • Jasper: Jasper's marketing agents draft and research copy, and custom no-code agents are listed for Business only; the job is content production rather than acting across tools.
  • Jace AI: Jace AI drafts email replies and invites for you to approve in one connected inbox; it fits that single job rather than a general agent, and its credit cost per action is not published.
  • ChatGPT: ChatGPT runs scheduled tasks in the background, but its profile does not document an agent that acts in your business apps with per-tool approval, so it is not compared on that basis here.

Compare tools for building AI agents

Use the profiles below to inspect the specific workflow, pricing and limits before making a choice.

Gumloop

Automation

Gumloop agents use connected tools and produce downloadable files, with separate charges for models, tools, active compute and orchestration.

Source-checked: 27 Sep 2026Pricing checked: 27 Sep 2026Price checked 29 days ago
Free trialFrom From USD 37 per month; confirm checkout currency and tax

Lindy

Automation

Lindy is an AI teammate for delegated team tasks, with shared workspace credits, versioned files and channel-specific approval controls.

Source-checked: 27 Sep 2026Pricing checked: 1 Oct 2026Price checked 25 days ago
Free trialFrom USD 29.99 per user per month

n8n

Automation

n8n is a workflow automation platform you can run on managed Cloud or self-host for free, billed per whole workflow run rather than per step.

Source-checked: 24 Sep 2026Pricing checked: 24 Sep 2026 · Update duePrice checked 32 days ago
Free accessFrom EUR 20 per month, billed annually

Make

Automation

Make is a cloud automation builder that links app modules in visual scenarios and bills each module run in credits.

Source-checked: 24 Sep 2026Pricing check incompletePrice checked 31 days ago
Free accessFree + paid; quote varies

Tabbit

Automation

Tabbit is a free AI browser for macOS and Windows with a chat sidebar, an agent that acts on web pages, Skills and scheduled tasks.

Source-checked: 29 Sep 2026Pricing checked: 29 Sep 2026Price checked 27 days ago
Free accessFrom US$30 per month, billed monthly

What to compare for this task

These questions keep the shortlist tied to the work instead of turning it into a generic feature list.

Cost per run

Is a run billed by model tokens, tool calls, active minutes, operations or whole executions, and can you see the breakdown after each run?

Approval before writes

Can a person approve a specific tool call, such as sending email or updating a CRM, while read-only tools run freely?

Spend ceiling

When a run or the monthly pool reaches its limit, does the agent pause and ask, or keep spending?

Where it acts

Does the agent act through API connectors, through your own browser session, or on infrastructure you host?

Compare the shortlist

Values come from the linked profile fields. Blank or unverified details stay visible rather than being filled by assumption.

Open comparison tool
Documented detailGumloopLindyn8nMakeTabbit
AccessFree trial onlyFree trial onlyFree access availableFree access availableFree access available
Paid plans fromFrom $37/month; confirm checkout currency and taxUSD 29.99 per user per monthEUR 20 per month, billed annuallyFree + paid; quote variesUS$30 per month, billed monthly
Best starting pointAgent tasks that need an inspectable file handoffTeams drafting work from shared contextSelf-hostable workflow and AI-agent automationVisual automation for app workflowsBrowser tasks and research handed to an AI agent
Source statusSource-checked: 27 Sep 2026Pricing checked: 27 Sep 2026Source-checked: 27 Sep 2026Pricing checked: 1 Oct 2026Source-checked: 24 Sep 2026Pricing checked: 24 Sep 2026 · Update dueSource-checked: 24 Sep 2026Pricing check incompleteSource-checked: 29 Sep 2026Pricing checked: 29 Sep 2026
ProfileGumloop profile Lindy profile n8n profile Make profile Tabbit profile

One fixed task to compare them

Proposed evaluation, not performed: run the same input through two or three shortlisted tools and judge each against the same acceptance line. We have not run it; results depend on your plan and account.

Sample input

A test spreadsheet of 12 inbound leads, L-01 to L-12, with name, company, website and message. L-04 has no website, L-09 duplicates L-02 and L-11 asks not to be contacted. Goal in one instruction: research each company's website, write a two-line summary into a new column and draft (not send) a reply for leads worth contacting.

Steps

  1. Connect only the test sheet and a drafts-only email destination; set the email tool to require approval where per-tool approval exists, and record it if it does not.
  2. Give the goal as one instruction without scripting the per-row steps, and note the balance before the run.
  3. Deny one approval request on purpose and note what the agent does next.
  4. Read the units spent and the number of tool calls from the tool's own run log or cost breakdown.
Passes if
Ten summaries are written, L-04 is flagged instead of given an invented site, L-09 is recognised as a duplicate, no draft exists for L-11, nothing is sent, the denied action is not retried silently, and the cost comes from the tool's log.
Fails if
The agent sends or could send without approval, invents a website, drafts a reply to L-11, loops on the denied call, or the run's cost cannot be found afterwards.

Questions about building AI agents with AI

What is the difference between an AI agent and a workflow automation?

In a workflow you draw every step and branch in advance; with an agent you state a goal and the model chooses which tools to call and in what order. Agents cope better with messy input but are harder to predict and to budget, so a practical pattern is a fixed workflow with an agent step only where judgment is needed.

What does an AI agent actually do?

An AI agent takes a goal, decides which connected tools to call and in what order, and returns a result or an action. Among the tools compared here, Gumloop's agent chats, calls tools and returns downloadable files, Lindy takes requests in Slack, n8n's AI Agent node calls model providers, workflow tools and MCP servers, and Tabbit's agent opens pages and fills forms in your browser.

Is it safe to give an AI agent access to email or a CRM?

Limit it first. Start with test or read-only accounts, connect only the tools the job needs, and require approval for anything that writes or sends. n8n can gate a single tool behind Approve or Deny, Gumloop offers per-tool approval modes, and Lindy documents write guardrails for shared Slack threads with different boundaries in private chats.

Can I self-host an AI agent?

Yes with n8n: its Community edition runs AI Agent workflows on your own servers without a time limit, though hosting, updates, backups and the model provider remain your job. Tabbit's agent works in a browser on your own computer, but its models are hosted. Gumloop, Lindy and Make are hosted services, so ask about data handling before connecting regulated data.

Why did one agent request use so many credits?

Agents loop: each step can reread the growing conversation, call a tool and reason again, so one request may trigger many model and tool charges. Gumloop notes that longer chats cost more per message as context grows and that every connected tool adds its definition to the prompt. Disconnect unused tools and open a fresh chat for each new job.

Sources for this task

These checks cover the task conditions below. Each linked profile keeps its own feature and pricing evidence.

All 5 task sources

How to use this shortlist

Start with the task fit, then open the profile whose documented workflow matches your constraints. Check the source date, plan terms and limits on the provider site before you subscribe or publish an output.